Expert judgment-based scorecards for enhanced credit risk management.
Many banks use an internally developed single rating system to analyze the ability and willingness of a borrower to repay a loan. This system has proven to be a basic solution for banks, as most don’t have the resources to develop a more advanced, custom dual risk rating system.
Up until now, affordable commercial dual risk rating scorecards have not been available. ProSight Risk Rating Solutions enable banks to evaluate both the borrower and the loan to achieve greater granularity in quantifying and managing credit risk.
ProSight offers a fully integrated LOS solution for its risk rating solution.
Many banks use an internally developed single rating system to analyze the ability and willingness of a borrower to repay a loan. This system has proven to be a basic solution for banks, as most don’t have the resources to develop a more advanced, custom dual risk rating system.
Up until now, affordable commercial dual risk rating scorecards have not been available. ProSight Risk Rating Solutions enable banks to evaluate both the borrower and the loan to achieve greater granularity in quantifying and managing credit risk.
We now have the ProSight risk rating solution as a fully integrated package on the nCino Commercial LOS platform.
Yearly subscriptions that are more cost-effective than other similar tools.
Our member banks’ vast pool of knowledge was consulted while building this tool.
Flexible deployment options available. ProSight-hosted web-based platform or embedded in your third-party commercial lending software.
Complete portfolio reports on risk concentrations and the ability to benchmark with other banks.
