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Market Risk

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  • Economy & Markets, Risk
Consumer Credit Risk Is Hiding at the Margins
Consumer Credit Risk Is Hiding at the Margins
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  • Compliance & Regulation, Economy & Markets, Fraud, Risk
Bank Flexibility Is Rising. So Is the Need for Discipline
Bank Flexibility Is Rising. So Is the Need for Discipline
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  • Compliance & Regulation, Risk
Banks Look Stronger, but the OCC’s Watch List Is Growing
Banks Look Stronger, but the OCC’s Watch List Is Growing
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  • Compliance & Regulation, Risk, Technology
Stablecoins Are Raising Strategic Questions Banks Can No Longer Ignore
Stablecoins Are Raising Strategic Questions Banks Can No Longer Ignore
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  • Economy & Markets, Growth & Innovation, Risk
Deposit Growth Is Getting More Concentrated—and More Strategic
Deposit Growth Is Getting More Concentrated—and More Strategic
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  • Growth & Innovation, Risk, Technology
Deposits Are Recovering—Just Not Everywhere
Deposits Are Recovering—Just Not Everywhere
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  • Growth & Innovation, Risk, Technology
Legacy Economic Data, Modern Banking Risk
Legacy Economic Data, Modern Banking Risk
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  • Compliance & Regulation, Growth & Innovation, Risk
Credit Cards, Auto Loans, and the Risk Outlook Ahead
Credit Cards, Auto Loans, and the Risk Outlook Ahead
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk
Sustainable, Lower-Cost Risk Controls Testing Calls for Expediting Automation: Report
Sustainable, Lower-Cost Risk Controls Testing Calls for Expediting Automation: Report
Centralized, cost-effective, and flexible risk controls testing and monitoring is inching toward standardization, but the path must speed up, says…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
Banking Trends Webinar: 2026 Fraud Protections: Where to Prioritize Upgrades
Banking Trends Webinar: 2026 Fraud Protections: Where to Prioritize Upgrades
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
Beyond the Login: A Guided Tour of Your ProSight Member Resources
Beyond the Login: A Guided Tour of Your ProSight Member Resources
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks December 2025
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks December 2025
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  • Fraud, Growth & Innovation, Risk
Credit Risk Trends and Challenges for Community Banks
Credit Risk Trends and Challenges for Community Banks
Learn what’s on the minds of community bank chief credit officers as they contend with issues ranging from the pros…
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  • Growth & Innovation, Risk, Technology
Deposit Strategy in a Rate-Cut Cycle: A New Spin
Deposit Strategy in a Rate-Cut Cycle: A New Spin
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  • Economy & Markets, Growth & Innovation, Risk
Managing Through a Rough Patch in Agriculture Credit
Managing Through a Rough Patch in Agriculture Credit
Tariffs, low prices, and rising costs are testing U.S. farmers—and the lenders who serve them. In a new Q&A, Farmer…
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  • Compliance & Regulation, Risk
How Low Capital Requirements Could Go Under President Trump
How Low Capital Requirements Could Go Under President Trump
Amid continuing deregulatory activity under President Trump, this summer has included several noteworthy developments on the capital requirements front. In…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks
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  • Economy & Markets, Risk
What a New Tariff Phase Could Mean for Your Bank
What a New Tariff Phase Could Mean for Your Bank
As the U.S. tariff landscape shifts again, economist John Silvia sees rising pressure on credit quality, interest rates, and borrower…
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  • Compliance & Regulation, Risk
Why Moody’s Downgraded U.S. Debt —and Why Banks Should Care
Why Moody’s Downgraded U.S. Debt —and Why Banks Should Care
Moody’s recent downgrade of U.S. debt wasn’t just a symbolic move—it flagged deep structural issues that could ripple through the…
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  • Economy & Markets, Risk
Tariff Truce Offers Relief—but Not a Return to Normal
Tariff Truce Offers Relief—but Not a Return to Normal
The recent U.S.-China tariff pause eased recession fears and sparked a market rally—but for banks and their borrowers, the road…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
ProSight Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
ProSight Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
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  • Compliance & Regulation, Risk
Banks Hit the Buyback Button
Banks Hit the Buyback Button
Banks are buying back stock at the highest levels in years—even as volatility and recession fears cloud the outlook. What’s…
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  • Risk
What Rising Treasury Yields Mean for Bank Risk—and Opportunity
What Rising Treasury Yields Mean for Bank Risk—and Opportunity
Market volatility isn’t just rattling equity investors—U.S. Treasuries, traditionally considered a safe haven, are in the spotlight too, and it’s…
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  • Risk
New Stress Points in CRE
New Stress Points in CRE
Loan quality in the struggling office real estate sector seemed to further erode in the first quarter, while signs of…
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  • Economy & Markets, Risk
An Economic Update for Banks: A Q&A With Moody’s Chief Economist Mark Zandi
An Economic Update for Banks: A Q&A With Moody’s Chief Economist Mark Zandi
With his keynote session at the ProSight Governance, Compliance, and Operational Resiliency (GCOR) Virtual Conference approaching, Moody’s Analytics Chief Economist…
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  • Economy & Markets, Risk
Bank Risk in the Era of Tariffs
Bank Risk in the Era of Tariffs
Even with President Trump temporarily limiting tariffs yesterday, banks need to be ready for a new world where tariffs have…
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  • Economy & Markets, Risk
Tariffs, Turbulence, and the Road Ahead for Banks
Tariffs, Turbulence, and the Road Ahead for Banks
As uncertainty abounds regarding tariffs, U.S. federal spending, policy, and inflation, the RMA Journal reached out to a panel of…
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  • Risk
Why Multifamily CRE Risk Is Rising
Why Multifamily CRE Risk Is Rising
Despite all the attention on struggling office properties, banks shouldn’t overlook mounting stress in another CRE sector: multifamily. Distress levels…
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  • Risk
Q&A: The Rising Stresses in the CRE Market
Q&A: The Rising Stresses in the CRE Market
While headlines around commercial real estate have largely focused on the troubled office sector, broader data shows a more complicated…
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  • Fraud, Risk
Blockchain, Payments, and the Risks in Settlement Systems
Blockchain, Payments, and the Risks in Settlement Systems
Banks exploring uses for blockchain technology are experimenting with capital markets applications to solve long-standing custody and settlement risk issues….
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  • Compliance & Regulation, Risk
New Priorities Shaping Future of Crypto Regulation
New Priorities Shaping Future of Crypto Regulation
Since the creation of Bitcoin in 2009, banks have waffled on the merits of cryptocurrencies, unsure whether to embrace, reject,…
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  • Compliance & Regulation, Fraud, Growth & Innovation, Risk, Talent & Workforce
Key Takeaways on Risk in 2025, Straight From the CROs
Key Takeaways on Risk in 2025, Straight From the CROs
As banks begin the year, risk leaders are contending with a mix of persistent financial risks, escalating cyber threats, and…
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  • Economy & Markets, Risk
What Banks Should Watch Amid Tariff Volatility
What Banks Should Watch Amid Tariff Volatility
The first 48 hours of this week were a whirlwind for global trade policy. The U.S. abruptly paused planned tariffs…
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  • Compliance & Regulation, Risk
Large Banks Enter 2025 on a High Note
Large Banks Enter 2025 on a High Note
Large banks reported robust fourth-quarter 2024 earnings last week, benefiting from a resurgence in dealmaking, favorable market conditions, and a…
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  • Compliance & Regulation, Risk
What Rising Bond Yields Mean for Banks
What Rising Bond Yields Mean for Banks
The bond market is signaling heightened concerns about inflation, the economy, and the Federal Reserve’s next moves, as bond yields…
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  • Risk
When Brewery Loans Go Flat
When Brewery Loans Go Flat
The craft beer industry, once a hallmark of entrepreneurial success, is now grappling with an era of closures and consolidation….
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  • Risk
Ask the Workout Window: The Microbrewery Glut ‘Ales’ a Lender
Ask the Workout Window: The Microbrewery Glut ‘Ales’ a Lender
In his latest Ask the Workout Window column for the RMA Journal, veteran workout leader Jason Alpert tackles the question…
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  • Compliance & Regulation, Growth & Innovation, Risk
Core Concepts: Funding a Company and Capital Structure
Core Concepts: Funding a Company and Capital Structure
Lending to companies is a cornerstone of banks’ business. Borrowing from banks is just one way, though, that companies fund…
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  • Compliance & Regulation, Economy & Markets, Risk
Banks in 2025: Three Key Issues Under Trump’s Watch
Banks in 2025: Three Key Issues Under Trump’s Watch
2025 is shaping up to be a year of significant change, and the banking industry is bracing for impact. With…
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  • Compliance & Regulation, Fraud, Growth & Innovation, Risk
Q&A: An Inside Look at RMA’s 2024 Annual Conference
Q&A: An Inside Look at RMA’s 2024 Annual Conference
RMA’s 2024 Annual Risk Management Virtual Conference is now live. To get an overview of the event, which features expert…
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  • Risk
Kicking the Tires: Risks and Opportunities in Lending to Used Car Dealers
Kicking the Tires: Risks and Opportunities in Lending to Used Car Dealers
Not long ago, the pandemic and supply chain shortages caused major disruptions in the new and used vehicle markets. When…
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  • Compliance & Regulation, Fraud, Risk
Tales From the Cryptosphere
Tales From the Cryptosphere
Do we call this cryptomentum? The cryptocurrency market is experiencing a dramatic surge in the wake of Donald Trump’s election…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
January 2025 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
January 2025 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk
Rising to the Risks of a Changed Industry: Seven Themes From the 2025 RMA CRO Outlook Survey
Rising to the Risks of a Changed Industry: Seven Themes From the 2025 RMA CRO Outlook Survey
This report is based on the 2025 RMA CRO Outlook Survey, which was conducted in the summer of 2024 and…
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  • Compliance & Regulation, Economy & Markets, Risk
What Trump’s Return May Mean for Banks
What Trump’s Return May Mean for Banks
Donald Trump’s victory in the 2024 presidential election immediately made waves across financial markets, with U.S. bank stocks rallying on…
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  • Fraud, Risk
The Rise of Gen AI and Its Impact on Banking
The Rise of Gen AI and Its Impact on Banking
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  • Compliance & Regulation, Economy & Markets, Risk
How the Harris-Trump Election Result Could Affect Banks
How the Harris-Trump Election Result Could Affect Banks
As election day approaches in a presidential race that, at least in terms of polling, is one of the closest…
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  • Risk
Adapting Risk Management to Shifting Macroeconomic Conditions
Adapting Risk Management to Shifting Macroeconomic Conditions
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  • Risk
Bank Earnings Fuel Optimism, Caution
Bank Earnings Fuel Optimism, Caution
As large U.S. banks report their third-quarter earnings for 2024, financial markets have responded with optimism, pushing the S&P 500…
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  • Compliance & Regulation, Risk
Will This Plane Ever Land?
Will This Plane Ever Land?
In recent months, the conversation around potential “hard landings” and “soft landings” for the U.S. economy has dominated financial markets….