Research-Driven Insights Shaping the Future of Banking​

Uncover expert, research-backed insights on deposits, market sentiment, and economic trends across the banking, consumer, and small business landscape.

Research-Driven Insights Shaping the Future of Banking

Uncover expert, research-backed insights on deposits, market sentiment and economic trends across the banking, consumer, and small business landscape.

Navigate the Future of Deposits and Banking Behavior

Gain a comprehensive view of the trends shaping banking today through two distinct, complementary programs:

  • Banking Outlook delivers survey-based insights capturing sentiment and behavior shift from consumers, small businesses, and bankers.
  • State of U.S. Deposits provides research-driven intelligence powered by proprietary data from our national banking consortium, revealing how deposit dynamics are evolving in real time.

 

Together, these programs offer financial services leaders the clarity, confidence, and context needed to anticipate change, validate decisions, and lead with insight.

The Annual Banking Outlook

ProSight Banking Outlook: 2025 Trends

The ProSight Banking Outlook (formerly the BAI Banking Outlook) is an annual survey study developed by research experts.  We examine trends across generations, consumer and banker sentiments, investment priorities, and more.

The ProSight Banking Outlook ​

The ProSight Banking Outlook (formerly the BAI Banking Outlook) is a research-driven program featuring two annual survey studies developed by industry experts.

Consumer & Banker Outlook

The Consumer & Banker Survey explores generational trends, shifting customer expectations, banking behaviors and strategic priorities from both consumer and industry perspectives.

2025 Trends

Learn the latest consumer and industry trends impacting banking in 2025 and beyond, including deposit growth, new client acquisition, operational efficiency, and digital customer experience.

2024 Trends

Growing deposits, attracting new customers, and improving their digital experience are top goals for bankers in 2024. See what else we learned.

Small Business Owner Outlook

The Small Business Owner Survey delivers timely insights into how business owners manage deposits, assess banking relationships, and respond to economic shifts.

2025 Trends

Learn the latest consumer and industry trends impacting banking in 2025 and beyond, including deposit growth, new client acquisition, operational efficiency, and digital customer experience.

2024 Trends

Growing deposits, attracting new customers, and improving their digital experience are top goals for bankers in 2024. See what else we learned.

State of U.S. Deposits Trends

ProSight delivers expert analysis and data-driven insights on evolving consumer and small business deposit trends. Leveraging real-time data and industry expertise, we equip financial services leaders to understand market shifts, customer behavior, and strategic implications.

Our research reveals what’s driving deposit changes across segments and bank sizes and how these trends will shape banking strategies through 2026.

Explore critical insights to stay ahead in a changing market.

Household Deposit Balance Accounts

Explore key data about average household deposit balances, broken down by region and categorized by bank size.

Curious how certain areas or bank sizes stack up against the national average? We’ve got you covered. With a few clicks, you can uncover detailed insights about average checking balances and track year-on-year growth trends.

Want to learn more about ProSight Benchmarking?

See how our unbiased benchmarking unlocks actionable insights for your financial institution.