Beyond the Headline Data: The Hidden Signals Shaping Consumer Credit Risk

With credit card spending at historic highs and a K-shaped economy showing numbers that might not reflect the struggles of middle- and lower-income wage earners, how are banks thinking about consumer credit risk?

Join ProSight for an informative webinar that will shed light on the latest consumer credit trends and statistics, plus the leading practices financial institutions are employing to manage the risks and opportunities in their consumer credit portfolios. The discussion will touch on the effect geopolitical events can have on consumers, how soaring auto prices are pushing loan terms longer, and the consumer payment hierarchy. Are these developments creating a need to adjust the downturn playbook at financial institutions?

Speakers:

Cristian deRitis, Deputy Chief Economist, Moody’s Analytics

Subramanian Narayanaswamy, Executive Director, Wells Fargo

The views expressed by the speakers are the speakers’ own and do not reflect the views of ProSight Financial Association, BAI, or RMA. The views expressed and information shared are of a general nature and are not intended to address the circumstances of any particular individual or entity. No one should act upon any such views or information shared during this podcast without appropriate professional advice after a thorough examination of the particular situation.