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Climate Change Risk

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  • Compliance & Regulation, Risk, Technology
How Extreme Weather Is Reshaping Credit Risk—and Opportunities—for Banks
How Extreme Weather Is Reshaping Credit Risk—and Opportunities—for Banks
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  • Risk
Credit Risk Concerns Amid Insurance Market Instability
Credit Risk Concerns Amid Insurance Market Instability
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk
Sustainable, Lower-Cost Risk Controls Testing Calls for Expediting Automation: Report
Sustainable, Lower-Cost Risk Controls Testing Calls for Expediting Automation: Report
Centralized, cost-effective, and flexible risk controls testing and monitoring is inching toward standardization, but the path must speed up, says…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
Banking Trends Webinar: 2026 Fraud Protections: Where to Prioritize Upgrades
Banking Trends Webinar: 2026 Fraud Protections: Where to Prioritize Upgrades
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
Beyond the Login: A Guided Tour of Your ProSight Member Resources
Beyond the Login: A Guided Tour of Your ProSight Member Resources
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks December 2025
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks December 2025
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Adjusting Credit and Portfolio Risk Management for Extreme Weather Events – A Playbook for Action, Sponsored by Jupiter Intelligence
Adjusting Credit and Portfolio Risk Management for Extreme Weather Events – A Playbook for Action, Sponsored by Jupiter Intelligence
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks
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  • Growth & Innovation, Risk
Structuring Loans for Solar-Equipped CRE: What To Ask Up Front
Structuring Loans for Solar-Equipped CRE: What To Ask Up Front
Solar panels can complicate commercial real estate deals—and raise tough questions about collateral, cash flow, and ownership. Veteran credit analyst…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
ProSight Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
ProSight Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
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  • Economy & Markets, Risk
An Economic Update for Banks: A Q&A With Moody’s Chief Economist Mark Zandi
An Economic Update for Banks: A Q&A With Moody’s Chief Economist Mark Zandi
With his keynote session at the ProSight Governance, Compliance, and Operational Resiliency (GCOR) Virtual Conference approaching, Moody’s Analytics Chief Economist…
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  • Economy & Markets, Fraud, Risk
Geopolitics, Cybersecurity Top Concerns for CROs at RMA Roundtable in NY
Geopolitics, Cybersecurity Top Concerns for CROs at RMA Roundtable in NY
Isolationism and trade aggression present substantial risks for markets and commerce should the U.S. pursue these in a retrenchment from…
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  • Compliance & Regulation, Economy & Markets, Fraud, Risk
2024 Rewind: Your Top Bank Risk Reads of the Year
2024 Rewind: Your Top Bank Risk Reads of the Year
As we close out 2024, we’re taking a moment to look back at the articles that captured your attention month…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
January 2025 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
January 2025 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
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  • Risk
How Banks Can Address a Risky Insurance Market
How Banks Can Address a Risky Insurance Market
With premiums rising and insurance becoming harder to secure, today’s volatile insurance market poses serious risks to banks and borrowers…
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  • Fraud, Risk
Emerging Risks, Lagging Models
Emerging Risks, Lagging Models
Findings of RMA’s third annual Model Risk Management Survey describe a risk management function expanding in influence and application, yet…
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  • Compliance & Regulation, Growth & Innovation, Risk
How Banks Can Help Communities Rebuild
How Banks Can Help Communities Rebuild
Hurricane Helene left a path of destruction across the Southeastern U.S., causing more than 150 deaths, with several hundred more…
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  • Risk
With Hurricane Season at Its Peak, How Prepared Is Your Bank?
With Hurricane Season at Its Peak, How Prepared Is Your Bank?
There’s been a lot going on recently, so you are forgiven if you missed the peak of the 2024 Atlantic…
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  • Compliance & Regulation, Risk
Three Ways Banks Can Address the Risks of Unaffordable and Unavailable Insurance
Three Ways Banks Can Address the Risks of Unaffordable and Unavailable Insurance
Whether it’s shockingly higher premiums or difficulty finding coverage at all, businesses and homeowners everywhere are affected by today’s unforgiving…
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Determining the Materiality of Climate-Related Financial Risk
Determining the Materiality of Climate-Related Financial Risk
A guide for financial institutions from RMA’s Climate Risk Consortium…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
July 2024 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
July 2024 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
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Climate Risk Update: The Intersection of Physical Risk and Insurance Industry Developments
Climate Risk Update: The Intersection of Physical Risk and Insurance Industry Developments
Banks and insurance companies are now recognizing that catastrophic weather events are becoming a major and inescapable risk factor—one that…
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  • Risk
Why Predicting Climate Impact Is a Daunting Task for Banks
Why Predicting Climate Impact Is a Daunting Task for Banks
Last week, we discussed how weather-related events are affecting the insurance market—and the impact for banks. That’s among several significant…
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  • Compliance & Regulation, Risk
Rising Insurance Premiums, Rising Risks for Banks
Rising Insurance Premiums, Rising Risks for Banks
The cost of homeowners and auto insurance is skyrocketing in the U.S., posing increased risk for banks and making lending…
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  • Compliance & Regulation, Risk
As Insurance Rates Rise, So Does Bank Risk
As Insurance Rates Rise, So Does Bank Risk
Just how quickly is the cost of homeowner’s insurance rising? Last year, the average premium for an annual policy in…
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  • Growth & Innovation, Risk
Preparing for and Responding to Disaster
Preparing for and Responding to Disaster
When disaster strikes the area your bank serves, it can be difficult to fully understand the emotional and physical toll…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
February 2024 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
February 2024 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
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From Cash to GAAP: Improving Credit Assessment in Agricultural Lending
From Cash to GAAP: Improving Credit Assessment in Agricultural Lending
Short of farmers making this seismic change, lenders need methods to better evaluate agricultural borrowers for a clear measure of…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
RMA’s Annual Conference: Practical Ideas for Unusual Times
RMA’s Annual Conference: Practical Ideas for Unusual Times
RMA’s virtual Annual Risk Management Conference takes place November 13-16. Over four days, the conference will address immediate pressures including…
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  • Risk
Managing ESG Risk, Now and Into the Future
Managing ESG Risk, Now and Into the Future
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  • Risk
Covering Your Climate Risk Bases
Covering Your Climate Risk Bases
It has never been more important for banks to understand the risks posed by a changing climate, and a recent…
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  • Risk
Regulators: Monitoring Climate Risk Practical, Not Political
Regulators: Monitoring Climate Risk Practical, Not Political
Officials from the OCC, the FDIC, and the Fed, during testimony before a House subcommittee this week, emphasized that their…
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  • Risk
How Banks Can Quantify Physical Climate Risk
How Banks Can Quantify Physical Climate Risk
Climate change is getting expensive. According to Aon, 421 notable disaster events last year generated $313 billion in economic loss,…
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  • Risk
Insurers Are Calling It Quits in California
Insurers Are Calling It Quits in California
State Farm and Allstate both recently announced they are no longer providing new homeowner policies in the state, moves that…
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  • Risk
Accelerating Climate Risk Analytics
Accelerating Climate Risk Analytics
Investors and regulators are asking banks to explain and quantify their climate risks. Is your bank ready?…
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  • Compliance & Regulation, Risk
Climate Metrics: Impact on Operations, Strategy and Regulatory Reporting
Climate Metrics: Impact on Operations, Strategy and Regulatory Reporting
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  • Compliance & Regulation, Risk
The OCC’s View on Climate Risk Management: An Update From Acting Comptroller Michael Hsu and OCC Chief Climate Risk Officer Yue Chen
The OCC’s View on Climate Risk Management: An Update From Acting Comptroller Michael Hsu and OCC Chief Climate Risk Officer Yue Chen
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  • Compliance & Regulation, Risk
In Brief – April/May 2023
In Brief – April/May 2023
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  • Risk
Bumps on the Important ESG Path
Bumps on the Important ESG Path
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  • Compliance & Regulation, Risk
U.S. Climate Regulatory Guide for Banking Organizations
U.S. Climate Regulatory Guide for Banking Organizations
This guide focuses on key legal and regulatory developments in the United States related to climate change and their impact…
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How Unpriced Climate Risk May Affect the US Housing Market
How Unpriced Climate Risk May Affect the US Housing Market
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  • Compliance & Regulation, Growth & Innovation, Risk
The OCC’s View on Climate Risk Management
The OCC’s View on Climate Risk Management
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  • Growth & Innovation, Risk
Global Framework for ESG and Securities Lending
Global Framework for ESG and Securities Lending
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  • Compliance & Regulation, Risk
Banks Caught in the Middle Over Climate
Banks Caught in the Middle Over Climate
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  • Growth & Innovation, Risk
Key Elements of Board Reporting
Key Elements of Board Reporting
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  • Economy & Markets, Risk
Life During a Geopolitical Recession: A Conversation with Ian Bremmer
Life During a Geopolitical Recession: A Conversation with Ian Bremmer
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  • Compliance & Regulation, Economy & Markets, Fraud, Risk
RMA’s Annual Risk Management Conference: Cyber Risk Reigns, Don’t Count the CFPB Out Yet, and Other Thoughts and Themes
RMA’s Annual Risk Management Conference: Cyber Risk Reigns, Don’t Count the CFPB Out Yet, and Other Thoughts and Themes
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Embedding ESG into ERM and the Three Lines of Defense
Embedding ESG into ERM and the Three Lines of Defense
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  • Economy & Markets, Fraud, Risk
How to Manage Risk in an Increasingly Volatile World
How to Manage Risk in an Increasingly Volatile World
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  • Risk
From Our Chapters: Progress and Challenges as the Financial Industry Views Net Zero
From Our Chapters: Progress and Challenges as the Financial Industry Views Net Zero
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