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How to Structure Commercial and Industrial (C&I) Credits

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Commercial and Industrial (C&I) loans typically account for 20% or more of bank lending, so learning the tried-and-true practices for underwriting these important credits is key. Getting started includes studying the building blocks of all C&I lending: the common loan structures, their purposes, and how each is typically repaid.

This article provides information on those building blocks, and includes some exercises to test what you’ve learned.

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