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Additional Considerations for Structuring Owner-Occupied CRE Loans, Including SBA Credits (Part II of II)

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This article demonstrates how to structure an owner-occupied commercial real estate (OO CRE) loan using the Small Business Administration’s 504 and 7(a) programs. It also details topics regarding the structuring of all OO CRE loans that were not covered in Part I of this article, including the requirements and use of the following:

  • Financial statements
  • CRE appraisals
  • Environmental reports
  • Property condition reports (PCRs)
  • Seismic evalua…
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