Community Banks: Preparing for Change in Disrupted Times

RMA’s 10th annual survey of community banks reveals community bankers on the cusp of change. Cybersecurity worries are sharpening as e-commerce explodes. Credit conditions—buoyed in recent years by government stimulus—are a renewed concern as the possibility of recession looms. People risks are leaping to the fore as employees exert their bargaining power in a tight labor market. Megatrends of all kinds—from digitalization, to macroeconomic prospects, to labor-market dynamics and the…