Concentration Risk: How Community Bankers Can Balance Opportunity and Downsides

Managing concentration risk is historically one of a banker’s most critical tasks, with credit and, more recently, deposit concentrations playing a role in banking crises and failures over the years. Changes in the outlook for various industries and the economy bring new challenges to community bankers in approaching this risk.  

Community bankers speaking at the RMA’s Annual Risk Management Virtual Conference described different approaches to managing concen…