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Model Risk

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  • Compliance & Regulation, Fraud, Risk, Technology
The OCC’s Two-Sided AI Warning for Banks
The OCC’s Two-Sided AI Warning for Banks
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  • Risk, Talent & Workforce, Technology
Why Talent Remains Critical in Compliance Even in the AI Age
Why Talent Remains Critical in Compliance Even in the AI Age
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  • Compliance & Regulation, Fraud, Risk, Technology
How AI Is Rewriting How Banks Work
How AI Is Rewriting How Banks Work
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  • Compliance & Regulation, Risk
More Flexibility, More Judgment in Model Risk
More Flexibility, More Judgment in Model Risk
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  • Compliance & Regulation, Risk, Technology
The Top Issues in Financial Industry Compliance
The Top Issues in Financial Industry Compliance
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  • Compliance & Regulation, Risk
What the GENIUS Act Could Mean for Model Risk Teams
What the GENIUS Act Could Mean for Model Risk Teams
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  • Technology
Mythos Is a Warning Shot for Bank Cybersecurity
Mythos Is a Warning Shot for Bank Cybersecurity
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  • Compliance & Regulation, Risk, Talent & Workforce
Teaching Compliance With AI Still Requires Human Judgment
Teaching Compliance With AI Still Requires Human Judgment
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  • Compliance & Regulation, Risk, Technology
Google’s Quantum Warning Raises the Stakes for Bank Cryptography
Google’s Quantum Warning Raises the Stakes for Bank Cryptography
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  • Compliance & Regulation, Risk, Technology
How Banks Are Rethinking ERM for a Faster-Moving World
How Banks Are Rethinking ERM for a Faster-Moving World
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  • Growth & Innovation, Risk, Technology
Legacy Economic Data, Modern Banking Risk
Legacy Economic Data, Modern Banking Risk
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  • Compliance & Regulation, Risk, Talent & Workforce
Controls Testing: Where Standardization and Automation Start
Controls Testing: Where Standardization and Automation Start
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk
Sustainable, Lower-Cost Risk Controls Testing Calls for Expediting Automation: Report
Sustainable, Lower-Cost Risk Controls Testing Calls for Expediting Automation: Report
Centralized, cost-effective, and flexible risk controls testing and monitoring is inching toward standardization, but the path must speed up, says…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
Banking Trends Webinar: 2026 Fraud Protections: Where to Prioritize Upgrades
Banking Trends Webinar: 2026 Fraud Protections: Where to Prioritize Upgrades
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
Beyond the Login: A Guided Tour of Your ProSight Member Resources
Beyond the Login: A Guided Tour of Your ProSight Member Resources
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks December 2025
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks December 2025
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  • Fraud, Risk
ProSight’s Tech Risk Framework Matures With the Industry
ProSight’s Tech Risk Framework Matures With the Industry
A new revision to ProSight’s Technology Risk Framework refines terms and guidance introduced when the tool was first published in…
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  • Fraud, Risk
Banks Push for Clarity on Outsourced Models
Banks Push for Clarity on Outsourced Models
Banks are leaning on outsourced models more than ever—but visibility remains a sticking point. ProSight’s 2025 Model Risk Management Survey…
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  • Fraud, Risk
Outsourcing Models, Onboarding Risk: Findings From ProSight’s 2025 Model Risk Management Survey
Outsourcing Models, Onboarding Risk: Findings From ProSight’s 2025 Model Risk Management Survey
As banks expand oversight of financial and operating risks, their risk management teams are increasing their use of risk models,…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks
ProSight Risk Watch: Resources on Today’s Top and Emerging Risks
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  • Risk
Mind the Model Gaps
Mind the Model Gaps
Bank risk teams shouldn’t have to validate third-party black boxes. This article highlights how ProSight’s Model Validation Consortium is helping…
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  • Compliance & Regulation, Risk
Risk Strategy in a Deregulated World
Risk Strategy in a Deregulated World
As regulatory pressure eases, risk leaders face a new challenge: How do you stay strong when the rules get looser?…
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  • Risk
Five Steps to Smarter AI Decisions at Your Bank
Five Steps to Smarter AI Decisions at Your Bank
AI can boost efficiency—but without the right structure, it can also introduce costly surprises. In a new article, Ed DeMarco…
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  • Compliance & Regulation, Fraud, Risk
Growth Risk Management for a New Era
Growth Risk Management for a New Era
Some bankers might jokingly paraphrase Ronald Reagan by saying the nine most terrifying words are: “I’m from risk management, and…
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  • Compliance & Regulation, Fraud, Risk
As the Regulatory Winds Shift Again, Some Considerations for Bank Leaders
As the Regulatory Winds Shift Again, Some Considerations for Bank Leaders
Federal bank regulation has existed in the United States since the Office of the Comptroller of the Currency (OCC) was…
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  • Risk
Proposed Contract Language Fills Gaps in Model Disclosure Standards
Proposed Contract Language Fills Gaps in Model Disclosure Standards
Banks may be held accountable for risks they can’t even see—especially when third-party vendors refuse to share how their models…
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  • Fraud, Risk
ProSight AI Use Case Template
ProSight AI Use Case Template
The AI use case template—designed by members for members—takes a risk-based approach to the consideration of the use of AI…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
ProSight Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
ProSight Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
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  • Risk
Banks Are Recalibrating Their Gen AI Ambitions
Banks Are Recalibrating Their Gen AI Ambitions
When OpenAI’s ChatGPT launched in late 2022, generative AI (gen AI) seemed poised to be the next big thing in…
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  • Compliance & Regulation, Risk
A Playbook for Third-Party Exits
A Playbook for Third-Party Exits
Last year’s CrowdStrike outage underscored the risks financial institutions face when critical third-party providers experience disruptions. While banks invest significant…
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  • Compliance & Regulation, Fraud, Growth & Innovation, Risk, Talent & Workforce
Key Takeaways on Risk in 2025, Straight From the CROs
Key Takeaways on Risk in 2025, Straight From the CROs
As banks begin the year, risk leaders are contending with a mix of persistent financial risks, escalating cyber threats, and…
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  • Compliance & Regulation, Growth & Innovation, Risk
Core Concepts: Funding a Company and Capital Structure
Core Concepts: Funding a Company and Capital Structure
Lending to companies is a cornerstone of banks’ business. Borrowing from banks is just one way, though, that companies fund…
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  • Compliance & Regulation, Economy & Markets, Fraud, Risk
2024 Rewind: Your Top Bank Risk Reads of the Year
2024 Rewind: Your Top Bank Risk Reads of the Year
As we close out 2024, we’re taking a moment to look back at the articles that captured your attention month…
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  • Compliance & Regulation, Risk, Talent & Workforce
How Banks Are Refining RCSA Programs
How Banks Are Refining RCSA Programs
Risk and control self-assessments (RCSAs) are a cornerstone of operational risk management, helping banks identify gaps, manage controls, and respond…
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  • Compliance & Regulation, Fraud, Risk, Talent & Workforce
The Potential of RCSAs: Key Findings From RMA’s Industry Survey
The Potential of RCSAs: Key Findings From RMA’s Industry Survey
In strengthening the ability of organizations to identify process gaps and weaknesses, risk and control self-assessments (RCSAs) have become critical…
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  • Compliance & Regulation, Fraud, Risk
Banking on Regulatory Change in 2025
Banking on Regulatory Change in 2025
2025 is shaping up to be a pivotal year for regulatory transformation in banking. According to “Ten Key Regulatory Challenges…
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  • Compliance & Regulation, Fraud, Growth & Innovation, Risk
Q&A: An Inside Look at RMA’s 2024 Annual Conference
Q&A: An Inside Look at RMA’s 2024 Annual Conference
RMA’s 2024 Annual Risk Management Virtual Conference is now live. To get an overview of the event, which features expert…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
January 2025 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
January 2025 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
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  • Risk
Aligning AI Governance With Bank Goals
Aligning AI Governance With Bank Goals
As banks explore the potential of generative AI, establishing a robust governance framework is essential to balance innovation with risk…
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  • Fraud, Risk
AI at Your Bank: How To Innovate Responsibly
AI at Your Bank: How To Innovate Responsibly
As banks continue to explore generative AI’s potential to drive efficiency and innovation across risk management and beyond, they are…
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  • Fraud, Risk
Emerging Risks, Lagging Models
Emerging Risks, Lagging Models
Findings of RMA’s third annual Model Risk Management Survey describe a risk management function expanding in influence and application, yet…
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  • Fraud, Risk
In RMA’s Model Risk Management Survey, A Picture of Banks’ Diligence and Frustrations
In RMA’s Model Risk Management Survey, A Picture of Banks’ Diligence and Frustrations
RMA’s third annual Model Risk Management (MRM) Survey explores the issues facing banks as they attempt to measure and manage…
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  • Fraud, Risk
Unlocking the Power of Metrics
Unlocking the Power of Metrics
As financial institutions grapple with increasing complexity, especially around technology and risk, the use of metrics has become indispensable for…
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  • Fraud, Risk
Using Metrics To Manage Technology Complexity
Using Metrics To Manage Technology Complexity
As technology and risk become increasingly complex for financial institutions, metrics have emerged as essential tools for effective decision-making. For…
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  • Compliance & Regulation, Economy & Markets, Fraud, Growth & Innovation, Risk, Talent & Workforce
July 2024 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
July 2024 RMA Risk Watch: Notes and Resources on Today’s Top and Emerging Risks
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  • Risk
Is Wall Street’s Favorite Recession Indicator Striking Out?
Is Wall Street’s Favorite Recession Indicator Striking Out?
There was a time when batting average was a baseball stat that meant something. Now it’s all WAR, OPS, wOBA,…
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  • Risk
Why Predicting Climate Impact Is a Daunting Task for Banks
Why Predicting Climate Impact Is a Daunting Task for Banks
Last week, we discussed how weather-related events are affecting the insurance market—and the impact for banks. That’s among several significant…
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  • Growth & Innovation, Risk
How NPV Helps in Choosing the Best Workout Option for a Distressed Loan
How NPV Helps in Choosing the Best Workout Option for a Distressed Loan
In 10 years at a mid-sized community bank, Willie Malone worked his way up from underwriter to relationship manager. Over…
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  • Compliance & Regulation, Fraud, Risk
Generative AI: Balancing Potential and Pitfalls
Generative AI: Balancing Potential and Pitfalls
Artificial intelligence is evolving fast, and one particular aspect has captured the imagination of industry leaders and innovators alike: generative…
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  • Compliance & Regulation, Fraud, Risk
AI’s Explainability Problem Explained
AI’s Explainability Problem Explained
By now, you’ve likely tried out some form of generative AI. Maybe it’s become a part of your daily routine….