ProSight Statement Studies Data Licensing

What is a Statement Studies Data License?

A Statement Studies Data License provides organizations with the Statement Studies financial benchmarking reports. Instead of accessing the data through the web application, licensees receive structured data files that can be integrated into internal systems, business intelligence platforms, dashboards, and reporting tools.

Each licensed dataset includes all income statement and balance sheet financial statement line items, 22 classical financial ratios, and four years of historical information. The benchmarking data base is organized using the NAICS code and company asset and sales size. Standard licenses are typically delivered for a single year at the six-digit NAICS level, with additional years and aggregation levels available.

This licensing option is designed for organizations that want to automate benchmarking, build custom analytics, or embed Statement Studies data into their own internal applications and workflows.

Who should license Statement Studies data?

Statement Studies licensing is designed for organizations that rely on industry financial benchmarks as part of their decision-making processes.

Typical licensees include:

• Banks and credit unions building internal credit and portfolio management tools
• Business valuation firms performing private company valuations
• CPA and accounting firms providing financial benchmarking and advisory services
• Consultants supporting strategic planning and performance analysis
• Financial technology companies embedding benchmarking data into software products
• Universities and research organizations conducting financial analysis

If your organization needs enterprise access to benchmarking data for multiple users or systems, a data license is typically more appropriate than individual report purchases or web-based subscriptions.

Why would an organization license Statement Studies instead of using the web application?

The Statement Studies web application is designed for interactive research and individual analysis. A data license is intended for organizations that want to integrate benchmarking data directly into their own systems and workflows.

Organizations commonly license Statement Studies to:

• Build internal dashboards and executive reporting
• Support commercial lending and credit underwriting
• Benchmark borrower performance across portfolios
• Integrate data into Power BI, Tableau, SQL Server, Snowflake, and other analytics platforms
• Automate recurring reporting and analysis
• Enable enterprise-wide access to benchmarking data

Licensing gives organizations the flexibility to work with the data inside their own environment.

Where does Statement Studies data come from?

Statement Studies is built from anonymized borrower financial statements voluntarily contributed by participating banks and credit unions across North America.

For more than 100 years, ProSight has conducted an annual submission campaign in which participating financial institutions contribute borrower financial statement data that is aggregated and organized into industry benchmarks.

Unlike modeled or synthetic datasets, Statement Studies is based on actual borrower financial performance. This long-standing collection process has made Statement Studies one of the industry’s most trusted sources of private company financial benchmarking data.

What data is included in a Statement Studies license?

A licensed dataset includes the same financial information used to produce Statement Studies reports.

The data includes:

• Balance sheet line items
• Income statement line items
• More than 22 classical financial ratios
• Historical benchmark comparisons
• Asset size segments
• Sales size segments
• NAICS industry classifications
• Statement counts
• Field definitions and documentation

The structured format allows organizations to import the data directly into reporting tools, databases, and internal applications.

What years, industries, and NAICS levels are available?

Statement Studies licensing is currently available for annual datasets spanning 2000 through present. Organizations may license one or multiple years. Data is available across NAICS levels 2 through 6, with the six-digit NAICS dataset serving as the standard licensing option.

How is the licensed data delivered?

After a licensing agreement has been executed and payment has been received, ProSight delivers the licensed data electronically for immediate use.

Organizations may receive the data in several common formats, including:

• CSV
• Microsoft Excel
• Microsoft Access
• SQL

Each delivery also includes supporting documentation and field definitions to help organizations understand the data structure and integrate it into their existing systems.

Can Statement Studies be integrated into our existing systems?

Yes. Statement Studies is specifically designed to support enterprise integration.

Because the data is delivered in standard file formats with supporting documentation, organizations can incorporate Statement Studies into existing analytics workflows, dashboards, and internal reporting environments. Although Statement Studies does not currently offer an API, organizations interested in API capabilities are encouraged to discuss their requirements with the ProSight team.

How do I get started with Statement Studies licensing?

The licensing process begins with a conversation about your organization’s needs. Whether your organization is building internal analytics, supporting commercial lending, enhancing valuation workflows, or embedding benchmarking data into enterprise applications, our team can help identify the licensing option that best fits your requirements. Inquire a sample data set from our team to explore the offering

Can Statement Studies data be used for artificial intelligence (AI), machine learning, or predictive analytics?

Many organizations are exploring how trusted financial benchmarking data can support artificial intelligence (AI), machine learning (ML), predictive analytics, and other advanced analytical initiatives. Statement Studies data may be appropriate for these use cases, depending on your organization’s objectives and intended implementation.

Because AI applications can vary significantly, from enhancing internal decision-support tools and portfolio analytics to developing proprietary models or indices, we work directly with prospective licensees to understand their specific use case and ensure the licensing agreement aligns with the intended use of the data.