Thoughts on Managing Deposit Stability

As we all know, loans are the primary driver of revenue for most banks. As banks build on lending relationships—making them “sticky” by providing other products and services—revenue increases. Of course, loans can also result in stressful situations that lead to significant and meaningful reputational and financial losses.  

To manage these loan portfolio dynamics, the industry has developed countless ways to manage, track, evaluate, report, and expand thi…